Insurance Claim Repairs
After the adjuster leaves, someone has to rebuild your home. That's us.
Storm, water, and fire damage puts you in a process most homeowners have never been through: mitigation crews, adjusters, scope sheets, and then — the part nobody lines up for you — the rebuild. That last part is what we do. GS Construction documents the damage, gives you an itemized repair estimate your adjuster can work with line by line, meets the adjuster on site when helpful, and rebuilds your home to pre-loss condition or better.
1
Document
Photo documentation of the full loss — including what's easy to miss — before anything gets covered up.
2
Itemize
A free line-by-line rebuild estimate your adjuster can compare against the claim scope — and we'll meet them on site when it helps.
3
Rebuild
One project lead sequences every trade — to pre-loss condition or better, with our written warranty.
What happened at your house?
Water & Flood Damage
After a burst pipe, appliance leak, or sump failure, the mitigation company dries the structure — then you're left with cut-open w...
What to do & how we rebuild →
Roof Damage
Chicagoland hail and windstorms damage roofs in ways you can't see from the driveway — lifted shingles, bruised mats, torn flashin...
What to do & how we rebuild →
Siding & Exterior Damage
Hail cracks vinyl, dents aluminum, and chips fiber-cement; wind peels panels off whole elevations. GS Construction documents every...
What to do & how we rebuild →
Storm & Tree Damage
A fallen limb through the roof or a microburst that takes fence, deck, and garage door in one night is a multi-trade rebuild: stru...
What to do & how we rebuild →
Fire & Smoke Damage
After the fire department and the mitigation crew are done, a fire loss becomes a rebuild project: structural repairs, full-room g...
What to do & how we rebuild →
Straight talk about our role
GS Construction & Remodeling is a licensed, bonded, and insured general contractor — not a public adjuster, attorney, or insurance company. What your policy covers is determined by your policy and your insurer. The notes on these pages are general information, not coverage advice.
Insurance-claim repairs — common questions
- Do you work directly with my insurance company?
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We work for you — documenting the damage, providing an itemized rebuild estimate your adjuster can review line by line, and meeting the adjuster on site when it helps. Coverage decisions stay between you and your insurer; we make sure the rebuild scope reflects the real loss.
- Do you handle emergency mitigation like water extraction or board-up?
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No — mitigation (drying, extraction, soot removal, board-up) is its own emergency trade and comes first. Our lane is the rebuild after mitigation: everything that was torn out or damaged, put back to pre-loss condition or better.
- What if the insurance scope is lower than the real repair cost?
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Because our estimate is itemized, the difference is visible line by line — a specific conversation between you and your insurer instead of two mystery lump sums. Supplements based on documented conditions found during the rebuild are a normal part of the process.
- Are you licensed and insured for this work?
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Yes — GS Construction & Remodeling is a licensed, bonded, and insured general contractor, and specialty work runs through licensed trade partners (Illinois state-licensed roofers and plumbers, municipally licensed electricians).
Start with a free damage assessment
We'll document what happened, give you an itemized rebuild estimate, and walk you through what comes next — no obligation.