Water & Flood Damage
Water damage rebuilds after the claim
After a burst pipe, appliance leak, or sump failure, the mitigation company dries the structure — then you're left with cut-open walls, torn-out floors, and missing trim. GS Construction handles that rebuild: drywall, flooring, cabinetry, trim, and paint, restored to pre-loss condition with an itemized estimate your adjuster can review line by line.
What to do first
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1
Stop the source and get mitigation started — drying comes before any rebuild decisions.
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2
Photograph everything before and during tear-out: floors, baseboard heights, cabinet runs.
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3
Keep the mitigation company's scope and moisture logs — the rebuild estimate builds on them.
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4
Get an itemized rebuild estimate (ours are free) before agreeing to the insurer's scope numbers.
Worth knowing before the adjuster visit
Sudden water vs. rising water
Homeowner policies generally treat sudden internal water (burst pipe, appliance failure) differently from rising floodwater, which typically requires separate flood coverage. Your policy and insurer determine what applies — read the claim scope carefully.
Mitigation vs. rebuild
The drying/extraction phase and the rebuild phase are usually separate scopes on the same claim. Make sure the rebuild scope includes everything the mitigation crew removed — baseboard, drywall cuts, flooring, vanities.
Matching materials
When half a floor is destroyed, the question of whether the undamaged half gets replaced to match is one of the most negotiated lines in a water claim. Document the continuous flooring in photos early.
What we rebuild
Drywall and insulation replacement, subfloor repair, hardwood lacing and refinishing or new flooring, baseboard and trim, vanity and cabinet replacement, interior doors, and full repaint — sequenced by one project lead through our licensed plumbing and electrical partners where the loss touched them.
One contract, one project lead, and our written warranty — see how the process works and the licensed trade partners who deliver it.
GS Construction & Remodeling is a licensed, bonded, and insured general contractor — not a public adjuster, attorney, or insurance company. What your policy covers is determined by your policy and your insurer. The notes on these pages are general information, not coverage advice.
Water & Flood Damage — common questions
- Do you handle the water extraction and drying?
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No — emergency mitigation is its own trade and speed matters, so call a mitigation company (or your insurer's emergency line) first. We take over at the rebuild: everything the drying crew tore out, we put back.
- Is a finished-basement flood covered by insurance?
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It depends on the cause: sudden internal water like a burst pipe or failed sump is treated differently from overland flooding, which usually needs separate flood coverage. Your insurer determines coverage — we document the damage and price the rebuild either way.
- Can you match my existing hardwood floors?
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Usually yes — we lace new boards into the undamaged field, then sand and refinish everything as one surface, so the repair effectively disappears.
Start with a free damage assessment
We'll document what happened, give you an itemized rebuild estimate, and walk you through what comes next — no obligation.